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Yes. Our Home Rehabilitation Loan Program is available to low and moderate-income people - seniors and others - who need to make repairs to their homes. Depending on the source of funds that we use to make the loan, it may be forgivable. In all cases, the loan is 0% interest, with no monthly payments, and doesn’t need to be paid back until you sell or refinance your home. Seniors may find this program especially helpful if they wish to stay in their homes but can’t afford to pay for the needed improvements. Special consideration is given for emergency needs such as a leaking roof or a non-functioning boiler (in the winter). Please see our application (PDF) and brochure (PDF) for more details on the program.
Determination of Applicability in response to a Request for Determination of ApplicabilityOrder of Resource Area Delineation, in response to a Notice of Resource Area DelineationOrder of Conditions, in response to either an Abbreviated Notice of Intent or a Notice of Intent
Changing of preexisting drainage characteristicsDumping (of any kind including yard debris and grass clippings), discharging or filling with any material which may degrade water quality or alter the preexisting elevation; or certain destruction of plant lifeRemoval, excavation, or dredging of soil or sediment
Buildings (permanent or temporary)Discharge channel, drainage basin, and grading associated with storm water managementDrainage structures such as culverts and discharge trenchesFencesMobile homesObservation decksPavementPlatformsRadio towers and microwave antennas or receiversShedsSignsStorage binsSwimming pools (permanent or temporary)Tennis and sports courtsWalkwaysWallsWells
For RDAs, NOIs, Minor Modifications, Formal Amendments:
1 Full set of application documents and plans (Hard copy of the Original)1 Full set of application documents and plans (Electronic copy of the Original, emailed to both Aliciag@ipswich-ma.gov and Gails@ipswich-ma.gov)1 Complete Copy of the Original (Hard copy Copy)5 Full sets of plans larger than 8.5x11 (Hard copy Plans only)
Note: At some point we may require additional hard copy plans when a newly appointed Commissioner starts but will let you know.
For COCs please provide:
1 Full set of application documents and plans (Hard copy of the Original)1 Full set of application documents and plans (Electronic copy of the Original, emailed to both Aliciag@ipswich-ma.gov and Gails@ipswich-ma.gov)1 Complete Copy of the Original (Hard copy Copy)* in some cases, additional plan copies may be requested at the Agent's discretion.
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